When You Work with Us
REFINANCING A MORTGAGE IS AS EASY AS 1-2-3
With the right advice and guidance, refinancing a mortgage is a quick and uncomplicated way to save money and strengthen your finances. With an experienced refinance professional on your side, the process can also be smooth and worry-free.
Give us a call at 562-378-0121 or contact me today and let’s put my two decades of expertise in mortgage refinancing to work for you. We’ll discuss your goals and determine if a mortgage refinance is the right choice for you.
STEP 1
GET STARTED
APPLY TODAY!
Refinancing your current home loan can give you spending and investment options that until now may have been out of reach. Why wait? Contact us at 562-378-0121 to get started!
STEP 2
UPLOAD YOUR DOCUMENTATION
We'll take the time to do a full review of your file, checking for red flags or inconsistencies that may slow down the loan process. From beginning to end, we are readily available to answer questions and give advice.
STEP 3
LET'S DISCUSS
YOUR GOALS
Our expertise can help you avoid common refinancing mistakes and misconceptions. Together we’ll determine if now’s the right time for you to refinance.
THE BENEFITS OF A MORTGAGE REFINANCE
Refinancing an existing mortgage is a sharp financial tool that can produce long-term benefits and advantages for homeowners.
LOWER YOUR MONTHLY PAYMENT
A mortgage refinance is a quick and easy way to lower your interest rate and reduce your monthly payment. Refinancing can also improve the way your monthly mortgage payment works to help build your long-term net worth.
PAY OFF DEBT
A refinance with a cash-out can be one of the best ways to eliminate high-interest credit card debt or pay off a car loan and most other kinds of debt that can strain your monthly budget. In most cases, a mortgage refinance features a much lower interest rate than other debt types and will make good long-term financial sense.
STOP PAYING MORTGAGE INSURANCE
If you’ve owned your home for a while and it has increased in value, or if you’ve paid enough into it to owe less than 80% of its value, you can refinance and put an end to private mortgage insurance. Eliminating your home loan’s PMI will directly lower your monthly payment.
PUT YOUR HOUSE TO WORK FOR YOU
Many things can change for homeowners since they first acquired their home loan. Interest rates can change, your home’s value can increase and your credit score may have improved. Refinancing your mortgage to favorable terms can broaden your overall financial power and open up new opportunities for the future.
Refinancing into a new loan can put you one step closer to financial freedom. Whether you are interested in taking cash out to pay off debt, finance a college education, beef-up a retirement fund, or simply to lower your monthly payment, a refinance is one of the most effective ways for homeowners to increase their long-term net worth.
THE TIME IS NOW! SCHEDULE A FREE CONSULTATION
Our decades of refinancing experience will make sure that you get the right loan to achieve your mortgage goals. Contact us today at 562-378-0121 at and we’ll show you how easy it can be.
You have questions and we’ve got answers. Let’s talk about your financial goals and how a mortgage refinance can benefit you both now and in the future.
“When the home appraisal came in less than anticipated, not allowing for the 1st loan strategy to be completed, most lenders would have walked away from our loan application. Not Jody, she got creative, and was able to a complete loan package for us that perfectly fit the strategy we intended the re-finance for. Terrific person to work with.”
PAVIK
“Not once, but twice we have used Angela’s services to refinance our home. In the old days, your pet dog could get a mortgage. Now they require so much documentation. Angela, makes it as painless as possible. She crosses every “T” and dots every “i”. If you are going to refinance or going to get a new mortgage, I highly recommend Angela. “
BRADFORD B.
“Jody Canfield helped us refinance our mortgage twice – once to get a great rate, and then again to bring down the rate. Typically, you have to switch to a different lender in order to improve your rate, but they advertised that they would do this if rates dropped and held true to their word. I think I’m at the lowest I will get on 30-year. Go with Jody!”
JOHN H.
“Angela has been a part of my financial planning team for over a year now. Her attention to detail and willingness to always put the client first above a commission is refreshing in an arena that has seen so many issues over the last couple of years. If you need help with financing, Angela is the best!”
