Purchase a Home

Your Dream Home Is Out There, Waiting For You. TOGETHER, WE CAN MAKE IT HAPPEN!

Buying a home is the start of an exciting journey and working with an experienced mortgage broker can help to make it a smooth one. There are so many different options and loan types available that it can seem confusing, even to experienced buyers. Prospective homeowners often just need someone in the process to give a little direction and advice.

We have the expertise and knowledge to help buyers navigate through what can be a complicated path to home ownership. Our buyers know that we handle their loans personally, answer all questions promptly, and identify important issues that may otherwise go unnoticed. We are fully invested in the goals and aspirations of our clients and we are always just a phone call away. 

Give us a call at 562-378-0121 to schedule a free consultation and let’s put our experience in mortgages to work for you!

4 ESSENTIAL STEPS FOR

A SMOOTH & EFFICIENT PROCESS

Let’s go over a few steps that are essential to ensure a smooth and efficient mortgage loan process.

STEP 1

AN ACCURATE BUDGET

One of the most important steps to buying a home is to have an accurate monthly budget. Starting with a one-on-one consultation, we talk about standard monthly expenses, and then we provide guidance and insights that uncover the hidden costs of owning and maintaining a home. We talk about your financial strengths and weaknesses and we explore what you want, what you need and all of the loan options available to meet your home-buying goals.
BUDGET

STEP 2

PRE-APPROVAL

Once we have an accurate monthly budget, loan pre-approval is the next step and your search for a new home can be focused on specific qualifying properties. We provide a checklist that clearly explains the documentation needed to be fully pre-approved. The documents are then given a meticulous review, looking for anything that could be a problem or slow down the underwriting process. Having a solid pre-approval is the key to giving buyers the inside track in a competitive real estate market.
PRE-APPROVAL

STEP 3

TARGETED
HOME SEARCH

Now that you have been pre-approved, the next step is to start looking at properties with a Realtor. We work with your Realtor so they understand your monthly budget, and pull properties that are within your price range.

Realtors like working with informed and focused buyers and having one that understands your budget and what you are looking for in your new home is priceless.

HOME SEARCH

STEP 4

GUIDING YOU THROUGH
EVERY STEP

Buying a house is a serious commitment but it doesn’t have to be a stressful one. A mortgage broker that is interested in designing a loan that fits your unique ownership goals, makes all the difference. We make sure that you are regularly updated throughout the loan process and we are always available to answer questions and give advice. By starting with an accurate budget and being fully pre-qualified before you start looking at properties, we can take much of the stress buyers often experience out of the process.
GUIDE

free consultation

We provide top-level customer service and long-term client satisfaction. Give us a call at 562-378-0121 or contact us to schedule a FREE consultation.

Your Dream Home is Out There, Waiting for You.
Together, We Can Make it Happen.

WHAT OUR CLIENTS ARE SAYING
5/5

“Angela is a true professional and was very responsive and always available throughout the entire process. We are confident Angela solidified the best deal and rate for us. Her vast industry experience allowed us to trust her opinion and guidance. I would confidently refer her to my friends and family. “




JARED W.

5/5

“Jody was patient, knowledgeable, and fun to work with.  She patiently answered all my questions (I’m a first-time refinancer, so I had a lot).  Even with all the mess going on with the pandemic she took the time to answer emails at all hours of the day. Jody was  able to float down my rate to beat the current market offerings.  I highly recommend  her!” 

RYAN M.

5/5

“Angela has been a part of my financial planning team for over a year now. Her attention to detail and willingness to always put the client first above a commission is refreshing in an arena that has seen so many issues over the last couple of years. If you need help with financing Angela is the best!”


JASON S.

5/5

“Jody Canfield was knowledgeable, responsive, and took great personal care to ensure all my questions were answered and I received the best possible rate – the best I could find after many inquiries.  I was also provided a mobile notary who came directly to my home. I highly recommend working with Jody and her team .” 

MANNY C.

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