VA LOANS
VA loans were created to help servicemembers, veterans, and eligible surviving spouses to become homeowners. The Department of Veterans Affairs guarantees a portion of a VA loan, and this enables lenders to provide you with more favorable terms.
Of the many advantages offered by a VA Loan, perhaps the best is being able to purchase a home with as little as a 0% down payment. Working with a broker can help you to take full advantage of all of the unique benefits available with a VA loan.
Give us a call at 562-378-0121 or contact us to schedule a FREE consultation and we will guide you through the process, from beginning to end.
For veterans and current military personnel, the VA Loan program offers a suite of benefits that few other loan types can match.
THE BENEFITS OF A VA LOAN
More than just easier qualifying guidelines and low or no down payment financing, a VA Loan can deliver significant benefits to veterans:
- Easier to Qualify
- 0% Down Payment
- No Monthly Mortgage Insurance Payments
- Streamlined Refinancing Process with little paperwork required
VA-backed home purchase loans or a VA home refinance can be secured with a lower interest rate than other loan programs and are guaranteed by the Department of Veterans Affairs. This makes conventional mortgage insurance unnecessary, and directly lowers your monthly payments.
Qualified veterans interested in refinancing an existing loan can enjoy a lower VA rate with minimal paperwork required!
The 0% Down Payment VA loan option can be a powerful financial tool. Give us a call 562-378-0121, and let’s talk about where you want to buy. Then we can determine the exact amount that will be available for your desired location.
ELIGIBILITY FOR A VA LOAN
If you meet one or more of the following requirements, you are probably eligible for a VA loan.
- You are on active duty and have served at least 90 consecutive days.
- You are a veteran who has served at least 90 days during wartime or 181 days during peacetime.
- You completed 90 days of active-duty service or six creditable years in the Selected Reserve or National Guard.
- You are the surviving spouse of a veteran who died while in service or from a service-connected disability and you have not remarried. Or you remarried after age 57 or Dec. 16, 2003. Spouses of service members missing in action or prisoners of war are also eligible.
Your homeowning goals are within reach with the help of a VA Loan, and it would be an honor to be your mortgage broker. Our twenty years of expertise will guide you through the process, and we will keep you informed and updated, every step of the way.
FREE CONSULTATION
Give us a call at 562-378-0121 or contact us and let’s schedule a FREE consultation. Together, we can secure a great VA Loan and make it a smooth and worry-free experience.
You’ve Already Done the Hard Part.
Now, Your Dream of Homeownership Can Start With a Phone Call.
Let’s Make it Happen!
“How many times can we say how grateful we are for Jody Canfield. Jody worked on refinance for us but due to the size of the loan, a refinance was not possible at the time. She came back a month later and said she thought she might have a plan B. Thank you so much for what you do Jody. You are truly a stand out in your profession.”
DONNA S.
“Jody was patient, knowledgeable, and fun to work with. She patiently answered all my questions (I’m a first-time refinancer, so I had a lot). Even with all the mess going on with the pandemic she took the time to answer emails at all hours of the day. Jody was able to float down my rate to beat the current market offerings. I highly recommend her!”
RYAN M.
“We chose Jody Canfield who also had multiple five-star reviews. We were so pleased that we did choose Jody. She was extremely knowledgeable, prompt in answering any questions we had via email or phone, and got us a good rate. It was a pleasure working with Jody and the on-line application process is surprisingly simple.”
CHRIS
“When the home appraisal came in less than anticipated, not allowing for the 1st loan strategy to be completed, most lenders would have walked away from our loan application. Not Jody, she got creative, and was able to a complete loan package for us that perfectly fit the strategy we intended the re-finance for. Terrific person to work with.”
